Stop overpaying for health insurance you barely use.

Most self-employed people have never heard of this option.

Book a Free Consultation Call (719) 851-5606

A smarter approach to health insurance.

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Lower Monthly Cost

If you’re paying full price for ACA coverage, you’re likely spending $500–$700 a month on a plan you barely use. There’s a better option — if you qualify.

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Coverage When It Counts

Lower premiums don’t mean flying without a net. These plans include a real catastrophic backstop — and bridge you back to full coverage if something serious hits.

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An Advisor, Not a Salesperson

Michael will tell you honestly if this isn’t the right fit for your situation. The goal is a plan that actually makes sense for you — not a commission.

Three steps to a smarter plan.

Finding the right health plan doesn’t have to be complicated. We keep it simple and transparent.

01

Book a free 30-minute consultation.

Schedule a time that works for you. No strings attached, just a dedicated half-hour to look at your options.

02

Michael reviews your situation honestly.

We look at your income, health history, and current premium to see if this actually makes sense for you.

03

You decide if it makes sense — zero pressure.

If it’s a fit, we’ll help you enroll. If your current plan is actually better, we’ll tell you that too.

Meet Your Advisor

A real person, not a call center.

Hi, I’m Michael. Before insurance, I spent years in B2B sales — building relationships, solving problems, and earning trust with clients who had real options and high expectations.

I brought that same approach to health insurance because I kept meeting self-employed people who were overpaying for coverage that didn’t fit their lives. I’m licensed in 31 states. I work one-on-one with every client.

If I can’t find you a meaningfully better deal than what you have now, I’ll tell you that too.

Common questions.

Is this “real” health insurance? expand_more
These plans cover doctor visits, accidents, and illness with no annual deductible for covered services. They’re private plans, not ACA marketplace coverage, and they pay fixed amounts per service rather than a percentage of your bill. Michael will explain exactly what that means for your situation before you make any decision.
How is this different from an ACA plan? expand_more
ACA plans accept everyone regardless of health history. These plans require you to qualify medically, and because the risk pool is healthier, the right person can typically save $300 to $700 per month on premiums. The trade-off is that maternity, mental health, and substance abuse coverage aren’t included.
What if I get seriously ill? expand_more
Every plan we set up includes a catastrophic backstop that covers hospitalization, surgery, and major medical events after a $3,000 deductible. It’s designed to bridge you to ACA open enrollment if something serious happens, where any new diagnosis will be fully covered going forward.
Who is this NOT right for? expand_more
People with significant pre-existing conditions, those who qualify for meaningful ACA subsidies, or anyone who needs maternity or mental health coverage. Michael will tell you honestly in the consultation if that’s you — before you spend a dollar.

Ready to see if this makes sense for you?

No pressure. No jargon. Just an honest look at your options.

Book a Free Consultation Call (719) 851-5606